Frequently asked questions
Clear answers about AI budget control, compliance boundaries, and Canadian consumer rights.
Does WealthAIControl provide wealth management or investment advice?
No. WealthAIControl is an AI personal finance control platform focused on budgeting, spending organisation, and expense management for Canadian individuals and households. We are not a portfolio manager, investment dealer, or financial planner registered with CIRO or provincial securities regulators. The word « wealth » in our brand refers to financial organisation and the benefits of disciplined budgeting — not assets-under-management advisory services. We do not provide stock picks, trading signals, cryptocurrency recommendations, or any form of securities advice. Our platform helps you control spending and organise finances with AI assistance while you retain full responsibility for investment decisions, which should involve licensed professionals when appropriate.
Why is your domain .one — does that mean life coaching?
No. The .one domain extension is a branding choice selected for availability and brand memorability. WealthAIControl does not offer life coaching, wellness programmes, personal transformation services, or any non-financial advisory content. Our sole focus is AI-assisted personal and household financial management — budget control, spending guardrails, and savings tracking. The .one TLD has no connection to our service scope.
What does « control » mean in your service?
« Control » refers to budget command, spending limit guardrails, category organisation, alert thresholds, and savings discipline — operational tools for managing daily finances. It does not mean controlling financial markets, timing investments, operating trading bots, or managing portfolios on your behalf. We maintain this distinction explicitly because « control » combined with « wealth » can suggest regulated wealth management services we do not provide.
How does WealthAIControl protect my data under PIPEDA?
We collect only information necessary for finance control services — contact details, account transaction data with your consent, and usage logs. Data is encrypted in transit and at rest, processed with minimal retention periods, and never sold to third-party marketers or investment firms. You may access, correct, or request deletion of your personal information by contacting our Privacy Officer at [email protected]. Our Privacy Policy details breach notification procedures compliant with PIPEDA sections 10.1–10.3.
Can I safely link my bank accounts?
Account linking uses encrypted third-party aggregation with your explicit consent. We never store online banking passwords. You may disconnect accounts anytime or use CSV import instead. Connection security meets Canadian financial data standards, though no system is entirely risk-free — we encourage strong account passwords and available security features.
How accurate is AI category control?
AI category assignments are helpful starting points, not authoritative records. Merchant ambiguity, split transactions, and unusual purchases cause errors. Every assignment includes a confidence score and awaits your review. Verify AI outputs before relying on them for tax filing, legal proceedings, or business reporting. Accuracy improves as you correct suggestions, but we never claim perfection.
What are your plan prices?
Control Starter begins at approximately $14 CAD/month, Control Plus at $26 CAD/month, Household Control at $34 CAD/month, and Business Control at $49 CAD/month. These are indicative ranges — final pricing depends on account volume and onboarding scope. HST applies where required. See our Services page for detailed inclusions. No automatic billing after undisclosed trial periods.
Can I cancel my subscription?
Yes, anytime through account settings or by emailing [email protected]. Cancellation takes effect at the end of your current billing period per Ontario Consumer Protection Act 2002 requirements. We do not use dark patterns to prevent cancellation. Refund policies are described in our Terms of Service.
Do you guarantee savings or financial outcomes?
No. WealthAIControl provides visibility and control tools — not guaranteed savings, returns, or specific financial outcomes. Spending guardrails and AI insights describe patterns and support discipline, but results depend on your decisions and circumstances. We make no promises about dollar amounts saved or earned.
What is the difference between personal and business control plans?
Personal tiers focus on individual budget command and savings tracking. Business Control adds professional expense command separation, advanced AI category rules, and accountant-ready exports. Neither tier includes tax filing, payroll, audited statements, or investment portfolio management.
What does AI NOT do on your platform?
Our AI does not pick stocks, recommend crypto, generate trading signals, predict markets, guarantee savings, provide tax advice, prepare legal documents, repair credit, or settle debts. It categorises expenses, monitors budget guardrails, tracks savings progress, and generates descriptive control reports requiring your human review.
What are my Ontario consumer protection rights?
Ontario residents receive protections under the Consumer Protection Act 2002 including clear pricing, honest service descriptions, and accessible cancellation. We honour equivalent standards for clients in other provinces. Contact [email protected] or call +1 (613) 555-0182 for consumer inquiries.
Financial disclaimer: WealthAIControl helps Canadians organise personal and household finances with AI-assisted budgeting and spending controls. We are not a wealth management firm and do not manage investment portfolios or provide securities advice.